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972-243-3598972-243-3598
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Hired & Non-Owned Auto Insurance

  • How is HNOA different from a personal auto policy?

    A personal auto policy typically does not cover business use of your vehicle. HNOA provides the necessary liability coverage for business-related driving of non-owned vehicles, filling the gap left ...

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  • Does HNOA cover my personal vehicle when I use it for business purposes?

    Yes, HNOA provides liability coverage when you use your personal vehicle for business tasks. However, it does not cover physical damage to your vehicle.

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  • Can HNOA be added to an existing business insurance policy?

    Yes, HNOA can often be added as an endorsement to an existing commercial auto or general liability policy, providing an additional layer of protection.

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  • Do I need HNOA if my employees rarely use non-owned vehicles?

    Yes, even occasional use of non-owned vehicles for business purposes can expose your business to significant risks. HNOA provides essential coverage for these scenarios.

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  • What does Hired & Non-Owned Auto Insurance not cover?

    HNOA does not cover physical damage to the hired or non-owned vehicle itself. For protection against damage to the vehicle, you would need comprehensive and collision coverage. ...

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Greenhill Insurance is a 5-Star rated independent insurance agency located in Dallas, Texas. We look forward to assisting you with your insurance.

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11498 Luna Rd Suite 101
Dallas, Texas 75234
Phone: 972-243-3598
Email: info@greenhillinsurance.com

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Fraud is a crime

If your application contains purposefully misleading, absent, or inaccurate information, you could be charged with fraud. Your insurance carrier could potentially void your policy, or you could face civil or criminal charges or penalties.

Any person who knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime.

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